Many divorcing couples cannot afford to keep the marital residence--especially with the financial pressures of suddenly having two households to maintain. In a Collaborative Divorce, efficient communications and a lack of red tape allow couples to address pressing financial issues quickly. If a financial neutral is part of the Collaborative Team, he or she can "weigh in" on financial matters and force parties to face economic realities. In a litigated divorce, one party can petition the judge to have a hearing to decide if the marital residence must be listed for sale.